When a loved one passes away, it might fall to you to plan their final services. You could find yourself in a tough spot because not only do you have to grieve and make plans at the same time, but you might also find that you can’t afford the full funeral services you might expect to have for your loved one. The only good news is that there are options available. You can go with cremation services, or arrange your budget in other ways to ensure you have what you need to cover your loved one’s needs. Here are some things you might want to consider if you find that you can’t afford a full funeral.
Consider Direct Cremation
The full funeral might be the most traditional option, but it’s not the only option. It’s actually the most expensive option, though. You can meet your loved one’s needs in plenty of more cost-effective ways. You can, for example, go with direct cremation. This service sends your loved one into cremation soon after their death at a much smaller cost. You don’t have any services beforehand and it’s a cost-effective way to ensure your loved one gets what they have to have. After the direct cremation is complete, your loved one’s needs are met. You can then have a memorial, decide on a resting place, and figure out the other details on your own timeline.
Direct Burial Cuts Costs
If you’d like to bury your loved one in a traditional manner, there’s no reason you absolutely have to have a funeral first. Instead, you can skip the funeral process and have a direct burial process for them. That burial service can happen right at their grave and it’s a nice way to honor them, meet their needs, and create a smaller cost at the same time.
Have A Traditional Memorial Later
If you want to honor your loved one in a traditional manner, you can go for a direct cremation or a direct burial and then plan whatever you want for your loved one after that. A memorial service can happen at any time and it can be whatever you want. If you want something traditional, it’s nice to have something in a family home, a venue that is free to you, and in other cost-effective manners.
Go To Memorial Funds For Help
If you can’t afford a funeral yourself, but that’s really what you want for your loved one, you can turn to the memorial funds that people have been sending you to cover the costs. Until those funds come in, you might take out a personal loan. Or, you can always turn to your family to help you fill the gaps. They lost a loved one as well and they might be more than willing to pitch in on the costs.